Peer-to-peer lending. Simplified.

Earn up to 12%* per annum by investing into loans secured by British property

* Capital at risk. Please see our Risk Warnings for further details.


Invest

  • You can earn between 5-12%* per annum
  • Your investment is secured by British bricks & mortar
  • Choose from a wide range of secured loans
  • Earn monthly interest
     
* Although your investment is secured against property, your capital is at risk. The realisable value of the security depends on the value of the underlying property.

Borrow

  • Representative APR* of 5.5% for loans between £30,000 to £750,000
  • Residential buy-to-let and bridging loans
  • No minimum income requirement
  • Quick and automated loan application process
* The representative APR is the Annual Percentage Rate of charge. You can use it to compare the overall cost of credit with other lending alternatives.

Looking for our new Innovative Finance ISA?

  • Use our simple lending platform to choose loans secured by property
  • Lend to professional landlords
  • Receive monthly interest payments directly into your lending account

What makes us better

All loans are secured by British property

No unsecured lending, all loans are secured by British bricks & mortar. However, please keep in mind that whilst the investment is backed by property, the realisable value of the security depends on the value of the underlying property.

Full transparency

Our lenders have access to information on all borrowers and loans, including credit scores, description of the underlying property and financial projections to ensure that our lenders are able to make informed investment decisions.

A fast, simple loan process

Submit an online based application form and receive an indicative offer within 48 hours. Have your loan funded within 2 weeks.

We are flexible

We do not have any minimum income requirement as we believe that affordability is based on rental income, rather than personal income.

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