Don't invest unless you're prepared to lose money. This is a high-risk investment. You may not be able to access your money easily and are unlikely to be protected if something goes wrong. Take 2 mins to learn more.
LandlordInvest logo

Grow your earnings with our property-backed ISA

Earn up to 12% per annum tax-free by investing in loans backed by UK property*
* Tax treatment depends on individual circumstances and may change. Don't invest unless you're prepared to lose money. This is a high-risk investment. You may not be able to access your money easily and are unlikely to be protected if something goes wrong. Take 2 mins to learn more.

What is the IFISA?

The Innovative Finance ISA (IFISA) allows you to earn tax-free returns* by lending through peer-to-peer lending platforms such as LandlordInvest. You may subscribe up to £20,000 in the current tax year and transfer in previous year's subscription into our property-backed ISA.

The IFISA allows you to earn tax-free returns* by lending through peer-to-peer lending platforms such as LandlordInvest. You may subscribe up to £20,000 in the current tax year and transfer in previous year's subscription into our property-backed ISA.

Earn tax-free returns in the property-backed ISA by investing into a wide range of property loans*.

* Tax treatment depends on individual circumstances and may change. See ISA risk warnings here.

The ‘innovative finance’ ISA is being hailed by some as the answer to years of miserable interest rates.
Guardian logo

Am I eligible?

To open an IFISA account you need to:
  • Be resident in the UK for tax purposes
  • Have a National Insurance number
  • Be over 18 years old
Sign up now

What are the benefits?

Our IFISA offers a fixed return rate and is less vulnerable to stock market fluctuations than the Stocks & Shares ISA. The Cash ISAs currently offer returns of around 1.0% per annum, whilst the LandlordInvest IFISA may offer inflation beating returns of up to 12.0% per annum*. Although keep in mind that higher returns also means higher risk.

Further, please remember that LandlordInvest is not covered by the Financial Services Compensation Scheme (FSCS) and your capital is at risk.

Other benefits with the LandlordInvest IFISA include:

  • Tax-free investment of up to £20,000 this current tax year**
  • Choose the loans you invest in - all loans are secured by UK property
  • Receive monthly interest payments
  • No investor fees

* Don't invest unless you're prepared to lose money. This is a high-risk investment. You may not be able to access your money easily and are unlikely to be protected if something goes wrong. Take 2 mins to learn more.

** Tax treatment depends on individual circumstances and may change.

As seen in
Times logo
Guardian logo
Herald logo
Investor Chronicle logo
Financial Times logo
Professional Advisor logo
Recent loans

Opening an account with us is free and you can start investing with as little as £1,000.

Sign up now

How do I open an IFISA?

Open a Standard account
It's free and only takes a few minutes
Click here to sign up
Activate your IFISA
By providing your National Insurance number and agreeing to the IFISA terms and conditions
Deposit funds
Quickly and easily by bank transfer
Make investments
Choose loans and receive tax-free interest

Questions?

If you have any questions, please get in touch ifisa@landlordinvest.com or call us on 0207 406 1491.

Want to know more?

LandlordInvest logo

Don't invest unless you're prepared to lose money. This is a high-risk investment. You may not be able to access your money easily and are unlikely to be protected if something goes wrong. Take 2 mins to learn more.

LandlordInvest Limited is authorised and regulated by the Financial Conduct Authority (FCA) (FRN 660926). LandlordInvest Limited is not covered by the Financial Services Compensation Scheme (FSCS).

Loans provided to borrowers through LandlordInvest are provided solely for business purposes. Loans are therefore not regulated by the Financial Services and Markets Act 2000 or the Consumer Credit Act 1974. You should seek independent legal advice if you are in any doubt as to the consequences of the loan not being a regulated agreement under those Acts.

LandlordInvest Limited (Company No. 09245725), registered office 330 High Holborn, London, WC2A 1HL

© 2024 LandlordInvest Limited. All rights reserved.