Earn up to 12%* per annum by investing in loans secured by British properties.

Invest in residential mortages and get exposure to one of the UK's best performing asset classes.

* Your capital is at risk. Not covered by the Financial Services Compensation Scheme. Please see our Risk Warnings.

Sign up How it works

Investing is simple

Lend to professional landlords
Choose the loans you invest in
Receive monthly interest
No fees to access your money
Earn tax-free return with our ISA


Loan book


Earned by investors


Average LTV

* Data correct as of 8 October 2021. More statistics

Investments may be eligible through the Innovative Finance ISA tax-free wrapper (ISA rules apply)

Create an account

Create your free account in a few minutes.

Select loans

Browse and select which loans you wish to invest in. All loans contain detailed information about the borrower and the security.

Earn returns

Receive monthly interest from your loans. Our loans pay interest of 5-12% p.a.

Recent loans

£121,951 Bridging loan
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£168,776 Bridging loan
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£229,008 Bridging loan
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You can get higher returns with some individual P2P platforms. LandlordInvest, for example, which lets investors fund buy-to-let loans, offers returns of up to 12 per cent. And if you invest through an Innovative Finance Isa your returns can be tax-free.

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The secondary market

We operate a secondary market that offers investors the possibility of accessing their capital before loan maturity* by offering eligble loan parts for sale to other investors.

Read more in our frequently asked questions section.

* Only certain loan or loan parts may be made available for sale and that there is no guarantee that there will be a buyer for a listed loan or loan part.

* Data correct as of 8 October 2021. More statistics

Opening an account with us is free and you can start investing with as little as £1,000.

Why should you invest through us?

We provide our investors with the opportunity to build up a secured and diversified portfolio through our simple and transparent online lending platform.

Please read and ensure that you understand our Risk Warnings prior to investing.

Our loans are secured by property. Your money is protected by property in the event of a borrower default.

However, whilst the investment is backed by property, the realisable value of the security depends on the value of the underlying property.

Earn returns of up to 12% p.a. We are able to offer higher returns as we are charging low fees and targeting unserved borrowers.

Diversify your portfolio - invest in residential or commercial property-backed loans.

No auto bids – you choose which loans you wish to invest in.

Our loan book


Updated on 8 October 2021