Earn up to 12%* per annum by investing in loans secured by British properties.

Invest in residential mortages and get exposure to one of the UK's best performing asset classes.

* Your capital at risk and is not protected by the Financial Services Compensation Scheme (FSCS). Please see our Risk Warnings for further details.

Sign up How it works

Investing is simple

Lend to professional landlords
Choose the loans you invest in
Receive monthly interest
No fees to access your money
Earn tax-free return with our ISA

£5,955,223*

Loan book

£427,363*

Earned by investors

64.65%*

Average LTV

* Data correct as of 7 December 2018. More statistics

Investments may be eligible through the Innovative Finance ISA tax-free wrapper (ISA rules apply)

Create an account

Create your free account in a few minutes.

Select loans

Browse and select which loans you wish to invest in. All loans contain detailed information about the borrower and the security.

Earn returns

Receive monthly interest from your loans. Our loans pay interest of 5-12% p.a.

Recent loans


£91,827 Bridging loan
100%
15.0%
Return
65.5 %
LTV
6
Term
Sign up to view
£250,000 Bridging loan
100%
15.0%
Return
75.7 %
LTV
12
Term
Sign up to view
£277,159 Bridging loan
100%
11.5%
Return
67.3 %
LTV
6
Term
Sign up to view
“
You can get higher returns with some individual P2P platforms. LandlordInvest, for example, which lets investors fund buy-to-let loans, offers returns of up to 12 per cent. And if you invest through an Innovative Finance Isa your returns can be tax-free.
”

Click here for the article (August 2018)

The secondary market

We operate a secondary market that offers investors the possibility of accessing their capital before loan maturity* by offering eligble loan parts for sale to other investors.

Read more in our frequently asked questions section.

* Only certain loan or loan parts may be made available for sale and that there is no guarantee that there will be a buyer for a listed loan or loan part.

£1,823,088*

Traded on secondary market

* Data correct as of 7 December 2018. More statistics

Sign up

Opening an account with us is free and you can start investing with as little as £100.

Sign up

Why should you invest through us?

We provide our investors with the opportunity to build up a secured and diversified portfolio through our simple and transparent online lending platform.

Please read and ensure that you understand our Risk Warnings prior to investing.

Our loans are secured by property. Your money is protected by property in the event of a borrower default.

However, whilst the investment is backed by property, the realisable value of the security depends on the value of the underlying property.

Earn returns of up to 12% p.a. We are able to offer higher returns as we are charging low fees and targeting unserved borrowers.

Diversify your portfolio - invest in residential or commercial property-backed loans.

No auto bids – you choose which loans you wish to invest in.

Our loan book

£5,955,223

Updated on 7 December 2018