For purposes of this policy, “Personal Information” means information that personally identifies you, including your contact information, IP address, loan application information and lending information. A large portion of the personal information we collect, use, share, and store is sensitive in nature, including your national insurance number and financial account information (“Sensitive personal information”).
We may also collect any other relevant information to meet AML and KYC regulations.
We use the following cookies:
These cookies are essential as they enable you to move around the website and use its features. Without these cookies, services you have requested could not be provided.
These cookies remember the choices that you have made on our websites and provide more personalised features. These cookies cannot tell us how you move around other websites, only this website.
These cookies collect information about how you use our websites including which pages you visit most often. The information collected from these cookies is only ever used to improve how our websites work.
Please note that when you visit our websites some cookies will not be placed by us but will be placed by third parties. We have no control of these cookies.
If you wish to restrict or block the cookies which are used by us you can do this through your browser settings. The help function within your browser should tell you how.
You may also visit www.aboutcookies.org, which contains information on how to do this on a wide variety of browsers. You will also find details on how to delete cookies from your computer as well as more general information about cookies. For information on how to do this on the browser of your mobile device you will need to refer to your handset manual.
We do not sell, share or otherwise pass personal information to a third party without your consent.
The nature of our business requires us to share and validate data with third parties such as credit referencing agencies, debt collection firms or law enforcement agencies. We reserve the right to change the nature and suppliers of that information and/or those services to ensure best practice.
We will take reasonable technical and organisational precautions to prevent the loss, misuse or alteration of your sensitive personal information.
We will store all the personal information you provide on our secure servers.
You acknowledge that the transmission of information over the internet is inherently insecure, and we cannot guarantee the security of data sent over the internet.
You are responsible for keeping the password and username you use for accessing our website confidential.
We may hold your information for an unlimited term for the purposes of the prevention of fraud, identity theft or any other crime.
You may instruct us to provide you with any personal information we hold about you; provision of such information will be subject to:
We may withhold personal information that you request to the extent permitted by law.
You may instruct us at any time not to process your personal information for marketing purposes.
In practice, you will usually either expressly agree in advance to our use of your personal information for marketing purposes, or we will provide you with an opportunity to opt out of the use of your personal information for marketing purposes.