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The data behind the platform

13 Jun 2023

Since March 2017 LandlordInvest has completed a total of 106 loans (including tranches of the same loan) with a value of £17,281,903. To date 70 have been repaid in full and 36 are currently active.

A lot takes place behind the scenes to deliver these headline statistics. 286,312 unique transactions, for example.

Perhaps unsurprisingly, Mondays are the busiest day of the week for transactions being processed at LandlordInvest with 31.4% of all historic transactions having been processed on a Monday.

Monday

31.4%

Tuesday

17.4%

Wednesday

16.4%

Thursday

16.2%

Friday

16.8%

Saturday

1.6%

Sunday

0.2%

There have been 5,518 deposits totalling £14,121,176 (an average of £2,559) and the largest single deposit was £300,000. 8,555 withdrawals totalling £11,005,733 (an average of £1,286) have been made with the largest being larger than £300,000.

This does not include ISA related transactions such as Transfer In or Transfer Out which we will look into in more depth in a future post.

We’ve paid an impressive £1,782,253 in interest to investors through 95,049 unique interest payments (an average of £18.75 per investment per month). The largest single interest payment made to an investor was nearly £6,000.

12,144 unique investments totalling £22,491,732 (including primary and secondary market investments) were made in loans, an average investment of £1,852. The number of unique investments held in Standard or IFISA accounts is always changing due to our very active secondary market, but at the time of writing slightly more belonged to IFISA accounts, 52.4% vs 47.6% in Standard accounts.

The largest single investment made by a Standard account was more than £330,000 and the largest in an IFISA was more than £50,000.

6,502 investments were made when loans were first funded, and 5,642 were purchased through the secondary market by accounts that didn’t already hold an investment in that loan.

The majority of investment has been in bridging loans - 93.3% by loan amount. Buy to let and Development loans are each responsible for 3.4% of the loan book. LandlordInvest began offering development loans only one year ago and we expect that portion of the loan book to soon exceed Buy to let.

The largest single investment in a bridging loan was nearly £350,000 and in a Buy to let was almost £35,000.

Development loans are often split into tranches, with each tranche funded separately which may explain the largest single investment in a development loan being lower at just over £20,000.

There have been 9,280 sales on the secondary market with a value totalling £5,145,316 (an average of £554) and the largest single sale was for £56,725.

At the time of writing, the total account value (cash plus investments) for all accounts being £5,175,215

The average account value is £9,731, up 8.8% from the same time in the previous year. Standard accounts had an average of £6,387 and IFISA accounts had an average of £17,454.

Data correct as of 7 June 2023.


Our blogs are for information purposes only. This content is not financial, legal or tax advice. Should you require any advice in relation to the earnings you make from LandlordInvest we recommend seeking independent professional advice. Links to other sites are provided for your convenience but LandlordInvest accepts no responsibility or liability for the content of those sites or of any external site. The information in this blog is correct at the time of posting.

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Don't invest unless you're prepared to lose money. This is a high-risk investment. You may not be able to access your money easily and are unlikely to be protected if something goes wrong. Take 2 mins to learn more.

LandlordInvest Limited is authorised and regulated by the Financial Conduct Authority (FCA) (FRN 660926). LandlordInvest Limited is not covered by the Financial Services Compensation Scheme (FSCS).

Loans provided to borrowers through LandlordInvest are provided solely for business purposes. Loans are therefore not regulated by the Financial Services and Markets Act 2000 or the Consumer Credit Act 1974. You should seek independent legal advice if you are in any doubt as to the consequences of the loan not being a regulated agreement under those Acts.

LandlordInvest Limited (Company No. 09245725), registered office 330 High Holborn, London, WC2A 1HL

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