How can I buy a discounted loan on the Secondary Market?

If a loan is listed at a discount, this can be seen on the secondary market under the “Discount” column and is also reflected in the “Sale Price”. You can purchase these loans as any other loans listed on the Secondary Market. The difference to a loan listed at par is that you will have a lower sale price (you pay less) compared to the loan investment that you will hold in the loan.

As an example, if a loan amount of £1,000 is listed with a sale price of £900, this means you will pay £900 for a £1,000 investment in a loan and as such are due to receive £1,000 back from the loan (not including any interest due).

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Investment through LandlordInvest involves lending to individuals and companies, so your investment can go down as well as up. Borrowing through LandlordInvest involves entering into a mortgage contract secured against a property as the borrower. Your property may be repossessed if you do not keep up repayments on your mortgage.

LandlordInvest Limited is authorised and regulated by the Financial Conduct Authority (FCA) (FRN 660926). LandlordInvest Limited is not covered by the Financial Services Compensation Scheme (FSCS).

Loans provided to borrowers through LandlordInvest are provided solely for business purposes. Loans are therefore not regulated by the Financial Services and Markets Act 2000 or the Consumer Credit Act 1974. You should seek independent legal advice if you are in any doubt as to the consequences of the loan not being a regulated agreement under those Acts.

LandlordInvest Limited (Company No. 09245725), registered office 5 Chancery Lane, London, WC2A 1LG

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