Our risk ratings are based on a number of factors including data sourced from leading credit agencies, data suppliers and financial information the borrowers supply to us.
Many lenders use this data in their decisions on whether to lend to borrowers.
There are many factors taken into account when assigning a risk rating, including:
All borrowers are carefully reviewed and assessed before they are allowed to list loan requests on the website. Only borrowers that we determine to be creditworthy are allowed to borrow through us.
The risk ratings range from A to D, where A is lowest risk. Please see the How it works page for more information on how our risk rating is set.
Don't invest unless you're prepared to lose money. This is a high-risk investment. You may not be able to access your money easily and are unlikely to be protected if something goes wrong. Take 2 mins to learn more.
LandlordInvest Limited is authorised and regulated by the Financial Conduct Authority (FCA) (FRN 660926). LandlordInvest Limited is not covered by the Financial Services Compensation Scheme (FSCS).
Loans provided to borrowers through LandlordInvest are provided solely for business purposes. Loans are therefore not regulated by the Financial Services and Markets Act 2000 or the Consumer Credit Act 1974. You should seek independent legal advice if you are in any doubt as to the consequences of the loan not being a regulated agreement under those Acts.
LandlordInvest Limited (Company No. 09245725), registered office 330 High Holborn, London, WC2A 1HL
