What are the different loan statuses and what do they mean?

Each loan that you have invested in is assigned one of four loan statuses and which mean the following:

Performing – a healthy loan with no issues. All loan payments are up to date.
Late – the loan has one or more interest payments which are late.
Overdue – there has been a delay of more than a day on the scheduled repayment date of the loan.
Default – the loan has been declared as being in default and a recovery process has been initiated.

Each time there is a change in the loan’s status an update will be posted under the loan’s update tab setting out the reason(s) for the status change.

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Investment through LandlordInvest involves lending to individuals and companies, so your investment can go down as well as up. Borrowing through LandlordInvest involves entering into a mortgage contract secured against a property as the borrower. Your property may be repossessed if you do not keep up repayments on your mortgage.

LandlordInvest Limited is authorised and regulated by the Financial Conduct Authority (FCA) (FRN 660926). LandlordInvest Limited is not covered by the Financial Services Compensation Scheme (FSCS).

LandlordInvest Limited (Company No. 09245725), registered office 5 Chancery Lane, London, WC2A 1LG