What happens if a borrower defaults?

When a loan is overdue and is ultimately placed in default, LandlordInvest will continue working with the borrower on behalf of investors to resolve the matter through repayment, albeit at a later date than scheduled.

In the event that LandlordInvest believes that a repayment from the borrower is not possible within a reasonable timeframe, we will enforce the security. This means selling the property. An LPA Receiver or Administrator will be appointed to enact the process, which may for example lead to the property being sold at auction. We may also pursue further security if avaliable including Personal Guarantee(s).

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Investment through LandlordInvest involves lending to individuals and companies, so your investment can go down as well as up. Borrowing through LandlordInvest involves entering into a mortgage contract secured against a property as the borrower. Your property may be repossessed if you do not keep up repayments on your mortgage.

LandlordInvest Limited is authorised and regulated by the Financial Conduct Authority (FCA) (FRN 660926). LandlordInvest Limited is not covered by the Financial Services Compensation Scheme (FSCS).

LandlordInvest Limited (Company No. 09245725), registered office 5 Chancery Lane, London, WC2A 1LG

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