What is retained interest?

A loan with retained interest means that the borrower is not required to make any monthly interest payments. Instead, interest is added to the loan amount at the outset of the loan and paid out to investors at the interest due date by LandlordInvest.

In some cases the retained interest is the full interest amount due over the entire loan term, in others it is part of the interest due throughout the loan term. In the case of the latter, retained interest will be paid to investors until it is exhausted and then the borrower will service the interest.

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Investment through LandlordInvest involves lending to individuals and companies, so your investment can go down as well as up. Borrowing through LandlordInvest involves entering into a mortgage contract secured against a property as the borrower. Your property may be repossessed if you do not keep up repayments on your mortgage.

LandlordInvest Limited is authorised and regulated by the Financial Conduct Authority (FCA) (FRN 660926). LandlordInvest Limited is not covered by the Financial Services Compensation Scheme (FSCS).

LandlordInvest Limited (Company No. 09245725), registered office 5 Chancery Lane, London, WC2A 1LG

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